Author Archive

Debt Solutions To Break Out Of The Debt Cycle

January 7, 2010 by Jacques Sprenger  |  Comments Off

Many of us wish to become debt free. So what are some ways to break out of the debt cycle? If you’ve got a child in debt, here are some ways to help them escape the rut.
Let’s look at an interesting situation. So you may think that your kids are finally independent; they’ve [...]Debt Solutions To Break Out Of The Debt Cycle

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Job Interview Questions and Answers: Tips To Get Hired

December 8, 2009 by Jacques Sprenger  |  Comments Off

We share more job interview techniques to get you hired!
You have reached that all-important milestone; you finally got somebody out there to invite you in for a face-to-face interview. Do you know what you will answer? Are you prepared with concise and focused replies? Or are you going to stammer and stutter, peppering your remarks [...]Job Interview Questions and Answers: Tips To Get Hired

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Why Lottery Winners Go Broke: Prospect Theory At Work

November 17, 2009 by Jacques Sprenger  |  Comments Off

Here’s how to become a millionaire overnight: win the lottery. But before you start playing, know that rich people have their own set of problems. You may have heard about how some of them harbor millionaire secrets, but they’re not the kind you’d want to have.

Image from guardian.co.uk

A study I read several years [...]Why Lottery Winners Go Broke: Prospect Theory At Work

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Retirement Investing Advice For Late Start Investors

November 14, 2009 by Jacques Sprenger  |  2 Comments

When did you start saving for retirement? Think you’ve missed the boat because you didn’t get a chance to invest early?
Reality Check For Those Nearing or Approaching Retirement Age

Awesome image by Mark Stivers

For many of us who are 65 years or older, we live by our social security checks. In fact, [...]Retirement Investing Advice For Late Start Investors
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Where To Invest Extra Cash and Savings Today

November 2, 2009 by Jacques Sprenger  |  2 Comments

Have you got some extra cash you’ve squirreled away, waiting to be put to good use? If you’ve got your debt paid down and your emergency fund taken care of, and you’re fortunate enough to have additional disposable income or a windfall to work with, then here are a few ideas about where to [...]Where To Invest Extra Cash and Savings Today

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New Credit Card Rules, Opting Out of Interest Rate Increases

October 31, 2009 by Jacques Sprenger  |  2 Comments

What should you do when your credit card company raises your interest rate? Here are some thoughts on credit card reform from our contributing writer, Jacques Sprenger.
I thought I had the best credit card around. But then getting a sudden rate hike on your credit card for no reason whatsoever is like an [...]New Credit Card Rules, Opting Out of Interest Rate Increases

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Measuring Job Satisfaction: How To Be Happy With Your Job

October 2, 2009 by Jacques Sprenger  |  1 Comment

Life is short, so why not find your dream job?
You can get rid of work FOREVER, without being a filthy rich millionaire. Maybe you are making $30,000 a year, ‘working’ 60 hours a week, with a mortgage and 2 kids. You can still get rid of work FOREVER. No, it’s not a gimmick; I am [...]Measuring Job Satisfaction: How To Be Happy With Your Job

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Stock Market Tips For Beginners: How To Build Investing Experience

September 17, 2009 by Jacques Sprenger  |  Comments Off

These stock investing tips focus on the successful investor’s mindset, attitude and behavior.
Reminiscing from my failed experiments in investing, I realize now that I fell victim to two types of emotions: Arrogance (I thought I knew what I was doing), and Excitement (I believed I was going to solve my financial problems with a couple [...]Stock Market Tips For Beginners: How To Build Invest

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Who’s Better At Managing Money? Men vs Women

September 8, 2009 by Jacques Sprenger  |  Comments Off

Who deals with the stock brokers and manages the high yield investments in your household? And who tinkers with the budgeting tools?
I don’t want to start a gender war, but I found a couple of interesting surveys on finance that seem to be at odds with each other. The first one involves [...]Who’s Better At Managing Money? Men vs Women

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Hoping For A Job Promotion? How To Get Promoted At Work

August 30, 2009 by Jacques Sprenger  |  Comments Off

Life is the sum of all your choices.
-Albert Camus (French author)

So you’re one of the lucky ones who’ve escaped a job layoff. Should you dare even think about or hope for a job promotion? It seems about as rare as spotting elusive wildlife, but a job promotion may still be achievable at a [...]Hoping For A Job Promotion? How To Get Promoted At Work

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Work Stress and Workplace Conflict: Dealing With A Difficult Job Environment

August 19, 2009 by Jacques Sprenger  |  Comments Off

Do you think you’ve got a tough job? How do you face difficult people or tough situations at your workplace?
Most work places are pressure cookers where stress and conflict are commonly endured. How many of us find ourselves burned out several months after the honeymoon phase at a new job is over? [...]Work Stress and Workplace Conflict: Dealing With A Difficult Job Environment

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